This insurance product is for Bulgarian and foreign citizens for the time of their trip or stay outside the territory of the Republic of Bulgaria.
The insured may be between 1 and 60 years of age
The insurance is valid worldwide with the exception of the Republic of Bulgaria and the country of residence or citizenship of the insured.
The term of the insurance contract may be from 1 to 365 days.
For multiple trips within a year OZK Insurance offers a "Multitrip" option. In these cases, the insured determines the maximum duration for each trip within the insurance year - up to 30, 60 or 90 days.
The insurance limit is optional and depends on the choice of the client. The total limit of liability is from EUR/USD 2 000 to EUR/USD 30 000.
The insurance premium depends on the period of the insurance policy, the age of the insured persons and the purpose of their stay abroad. The insurance premium and the limit of liability for special insurance coverage are negotiable..
The insurer provides the insured with 24-hour assistance through the specialized international company CORIS INTERNATIONAL. The insurer covers expenses and/or pays compensation to the insured upon occurrence of an insurance event within the limits and conditions defined in the insurance policy.
The insurance covers the following risks:
- Medical expenses
- transport and hospitalization
- Emergency dental care
- Repatriation costs
- Costs of transportation of bodily remains
- Daily expenses for hospitalization
- Legal defense and legal costs in case of legal proceedings initiated against the assured for civil liability under the law of the visited country