Voluntary Personal Accident of Passengers in the Motor Vehicle Insurance

Voluntary Personal Accident of Passengers in the Motor Vehicle Insurance

 

This is a voluntary insurance that covers damages of the injured persons travelling in the vehicle in case of permanent disablement or death, resulting from a traffic accident. The insurance cover is valid from the time of getting into the vehicle till the time of getting out of it.
All seats in the motor vehicle according to the motor vehicle registration certificate including the driver's seat are insured.

In accident and accident, regardless of the reasons and the blame for them, the insurance covers damages to victims who are in the car (regardless of whether the vehicle is in motion during accident-it or stopped and passengers being picked up / down from him).
The sum insured per seat is chosen by the Client and  is the same for all seats registered in a certain motor vehicle.



RISKS COVERED  and INSURANCE INDEMNITY:


-    Temporary disability as a result of an accident - the insured is paid out an indemnity calculated as a percentage of the sum insured depending on the duration of treatment
-     Permanent disability as a result of an accident - an insured is paid out an indemnity calculated as a percentage of the sum insured as equal to the extent of disability as certified by a Medical Insurance Commission appointed by the Insurer
-    Death in an accident -  his or her legal heirs are paid the sum insured per seat as written in the insurance policy and divided into equal parts between all heirs

Additional cover:
-    Medications costs arising out of an accident - The indemnity covers costs within the limit as specified in the Insurance policy, incurred during the first 30 days after the date of the car accident in strict accordance with a doctor's prescription and after submitting all required payment bills and receipts.
 

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