Professional Liability Insurance

Professional Liability Insurance


This insurance is for people practicing certain professions and/or people providing certain types of professional services. Some of the insurance products are compulsory pursuant to the statutory requirements.
Covered under the policy are all claims for material damage resulting from breach of professional duty resulting from negligence, error or omission.

OZK Insurance provides insurance to cover professional liability insurance to the following professionals:

  • Notaries
  • Certified Public Accountants
  • The persons under Art. 171, par. 1 of Spatial development act /designer, person exercising technical control over part "Constructive", consultant, constructor and person exercising construction supervision/
  • Medical Practitioners and Medical Staff
  • Insurance Brokers
  • Lawyers
  • Tour operators
  • The competent person under Art.20, par 3 of Law on cadaster and property register

This insurance provides coverage for all sums the insured person is legally obliged to pay as an indemnity for damages caused to a third party and resulting from gross negligence, fault, or failure in the course of performing his or her professional duties and responsibilities.

The insurance amount is negotiated as single (for one occurrence) and aggregate (for the period of insurance).

Damages are estimated on the grounds of claims in writing first filed throughout the duration of the insurance policy, provided that the events, with regard to which a claim has been filed, have occurred after the commencement date of the insurance policy, or after the retroactive date as written in the policy (if any stipulated).

The insurance also provides coverage for all costs related to the settlement of claims as far as approved by the Insurer.

A settlement between the damaged party and the insured party, as well as an admission on the part of the insured party of his or her obligations, have effect on the insurer if he approves them.

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